Should You Buy or Sell Now? How to Time the Austin Market in a Rate-Sensitive Economy

Is Now a Good Time to Buy or Sell a Home in Austin, Texas?

If you’ve been watching interest rates bounce around and wondering whether to make your move, you’re not alone. A lot of buyers and sellers across Austin and Central Texas are trying to figure out the right timing. The good news? You don’t need a crystal ball. You just need local insight, context, and a strategic plan—and that’s where Holley Homes Realty comes in.

What Just Happened With Mortgage Rates?

As of September 11, 2025, the average 30-year fixed mortgage rate dropped to 6.35%—a 15 basis point drop from the previous week, according to Freddie Mac. That’s the largest weekly drop in over a year, and it’s already spurring more buyer activity, with purchase applications hitting their highest year-over-year growth in more than four years.

Ready to learn what you can afford? --> CLICK HERE​

What This Means for Buyers in Central Texas

If you’re buying a home in Austin, Buda, or Kyle, lower rates mean better monthly payments—and more buying power. Here’s what to consider:

• Homes under $400K are still available in Kyle and Buda, including neighborhoods like Crosswinds, Sunfield, and Anthem.
• Builders are still offering incentives like rate buydowns and closing cost credits in 78640 and 78610.
• Demand is climbing again, so now is the time to get pre-approved and tour while inventory lasts.

What Sellers Need to Know Right Now

If you’re selling a home in Austin, Texas—or nearby in 78748, 78745, or 78640—the next 30 to 90 days are critical.

• Buyers are re-entering the market with more confidence.
• Homes priced right and marketed professionally are seeing multiple offers.
• In neighborhoods like Onion Creek, Circle C Ranch, and Tanglewood Forest, updated homes under $550K are especially competitive.

Learn more about selling your home. --> CLICK HERE​

Smart Market Timing Starts With a Local Strategy

Real estate isn’t just about the national headlines—it’s hyperlocal. Whether you're a buyer or seller, Brandon Holley and the team at Holley Homes Realty help you:

• Analyze local pricing trends, buyer demand, and rate shifts
• Navigate incentives from builders and lenders
• Optimize timing to reduce stress and maximize results
• Understand the balance of affordability vs competition in areas like Buda, Kyle, and South Austin

What Should You Do Next?

If you're asking: “How do I buy or sell in a rate-shift market?” here’s your playbook:

1. Get a personalized affordability check (buyers) or home value analysis (sellers)
2. Review current local listings and what’s under contract in your neighborhood
3. Align your move with realistic timelines—not market hype
4. Work with a trusted Austin, Texas, Realtor who knows how to position you for success

Learn the steps to buying a home. --> CLICK HERE​

Talk to a Local Expert Before You Make a Move

Don’t rely on national headlines or generic advice. Let’s look at your specific goals, budget, and location—and build a smart game plan around them.

At Holley Homes Realty, led by Brandon Holley, we’ll help you time your move and navigate every step with confidence.

Real Deals. Real Stats. Real Estate You Can Trust

Brandon Holley | Broker/Owner | Holley Homes Realty

512.487.9242 | brandon@holleyhomesrealty.com

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