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Builder Incentives: Get Lower Interest Rates on New Construction Homes!

Builder Incentives You Can’t Afford to Miss!

Published 02/26/2025 | Posted by Brandon Holley

Builder Incentives You Can’t Afford to Miss!

Big News for Homebuyers in Austin & Central Texas!

If you’ve been on the fence about buying a new home because of interest rates—builders have an answer for you! Many top builders are offering exclusive financing incentives to help you lock in lower interest rates, saving you hundreds per month on your mortgage.

What Are Builder Rate Incentives?

Builders partner with preferred lenders to offer:

  • Rate Buydowns – Lower your interest rate for the first few years (or permanently!)
  • Closing Cost Assistance – Get thousands toward your closing costs
  • Down Payment Assistance – More flexibility with upfront costs
  • Lock & Shop Programs – Secure today’s rate while you shop for the right home

How Much Can You Save?

A 1-2% lower interest rate could mean saving $200-$500 per month—that’s $60,000+ over a 30-year loan!

For example, on a $400,000 home:

  • At 7%: Your monthly payment = $2,661
  • With a 5.5% builder buydown: Your monthly payment = $2,271
  • Savings: $390/month!

Which Builders Are Offering This?

Right now, major builders across Central Texas—including Perry Homes, Highland Homes, Pulte, Taylor Morrison, and Chesmar Homes—are rolling out incredible incentives for qualified buyers.

Some are even offering rates as low as 4.99% for a limited time!

Should You Buy Now?

If you’re looking for lower payments, brand-new homes, and strong incentives, now is the time. With inventory rising, builders want to make deals, and you can negotiate even better perks!

Let’s Find Your Deal!

These incentives won’t last forever—some end this quarter! If you’re interested in a lower rate on new construction, let’s set up a tour and go over your options.

Thinking about buying but not sure you can swing it? Text me at 512.487.9242. I am here for you. 

Brandon Holley | Holley Homes Realty

Your Trusted Austin & Central Texas Real Estate Expert

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