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Discover the top 5 developments coming to Austin in 2025, including The Row, COTALand, Flora, PopStroke, and Bathe Austin. Stay updated with Holley Homes Realty!

What’s Coming to Austin in 2025: Top Developments & Projects | Holley Homes Realty

What’s New in Austin for 2025? 5 Exciting Projects You Need to Know About!

Understanding Capital Gains Tax When Selling Your Home in Austin, TXAre you planning to sell your home in Austin, TX, and wondering how capital gains tax might affect your profits? This is a common concern for many home sellers. Understanding how capital gains tax works can help you better plan your sales and maximize your returns. In this comprehensive guide, we’ll explain what capital gains tax is, how it applies to home sales, and strategies to minimize your tax liability.What Is Capital Gains Tax?Capital gains tax is a tax on the profit you make when selling an asset, such as a home. For real estate transactions, the capital gain is calculated by subtracting your home’s purchase price (plus any eligible improvements and expenses) from the sale price. If you’ve made a profit, you may be subject to capital gains tax.When Does Capital Gains Tax Apply to Home Sales in Austin, TX?Not every home sale results in capital gains tax. The IRS provides exclusions for primary residences, meaning you may not owe tax on profits up to $250,000 for single filers or $500,000 for married couples filing jointly. To qualify, you must have lived in the home as your primary residence for at least two out of the last five years before the sale.How to Calculate Capital Gains TaxHere’s a simplified example of how to calculate capital gains tax when selling a home in Austin, TX:1.&nbsp;Determine your basis: Add the purchase price of your home to the cost of significant improvements (e.g., new roof, kitchen remodel).2.&nbsp;Calculate your gain: Subtract your basis from the sale price.3.&nbsp;Apply exclusions: Deduct any exclusions you qualify for.4.&nbsp;Determine the tax rate: Long-term capital gains are taxed at 0%, 15%, or 20%, depending on your income.Strategies to Minimize Capital Gains TaxIf you’re concerned about capital gains tax when selling your home in Austin, TX, here are some strategies to consider:•Live in the home for at least two years: This allows you to qualify for the primary residence exclusion.•Track home improvements: Keep receipts for significant upgrades to increase your basis.•Sell during a lower-income year: Lower income could reduce your tax rate.•Consider a 1031 exchange: If selling an investment property, reinvest the proceeds in another property to defer taxes.Always consult a qualified tax professional for personalized advice on minimizing your capital gains tax liability.How Holley Homes Realty Can HelpSelling a home involves many moving parts, including understanding potential tax implications. At Holley Homes Realty, led by Brandon Holley, we specialize in guiding Austin, TX, homeowners through every step of the selling process. While we can’t provide tax advice, we collaborate with trusted professionals to ensure you’re well-informed and supported.With our deep knowledge of the Austin, TX, real estate market, we help you price your home effectively, market it strategically, and negotiate for maximum value.Ready to Sell Your Home in Austin, TX?If you’re ready to sell your home and want expert guidance, contact Brandon Holley and Holley Homes Realty today. We’re here to help you navigate the process with confidence and achieve your real estate goals. “Learn how capital gains tax works when selling your home in Austin, TX. Get expert guidance from Brandon Holley and Holley Homes Realty. Call us today!”

Learn how capital gains tax works when selling your home in Austin, TX. Get expert guidance from Brandon Holley and Holley Homes Realty. Call us today!

Understanding Capital Gains Tax When Selling Your Home in Austin, TX

How Realtor Fees Work: A Guide for Austin, TX Home SellersAre you planning to sell your home in Austin, TX, and wondering how realtor fees work? Understanding realtor fees is essential for budgeting and ensuring a smooth home-selling experience. In this guide, we’ll break down everything you need to know about realtor fees, who pays them, and how they fit into the Austin, TX, real estate market. Let’s explore how partnering with Brandon Holley and Holley Homes Realty can simplify your home-selling journey.What Are Realtor Fees?Realtor fees, also known as commissions or compensation, are the payments made to real estate agents for their services in helping you sell your home. These fees are typically a percentage of the final sale price and are shared between the seller's agent and the buyer's agent.In Austin, TX, the average realtor fee ranges between 5% and 6% of the home's sale price. However, these fees can vary depending on the agreement with your real estate agent and the specifics of your property.Who Pays Realtor Fees in Austin, TX?In most real estate transactions, including those in Austin, TX, the seller is responsible for paying the realtor fees. This amount is usually deducted from the proceeds of the sale at closing.For example, if your home sells for $500,000 and the agreed-upon commission is 6%, you would pay $30,000 in realtor fees. This amount is then divided between the seller’s agent and the buyer’s agent.What Do Realtor Fees Cover?Realtor fees compensate agents for the comprehensive services they provide throughout the home-selling process, including:- Pricing Guidance: Helping you determine the right price for your home based on market trends.- Marketing Your Property: Creating professional listings, staging advice, and advertising your home to potential buyers.- Negotiating Offers: Representing your interests during negotiations to secure the best possible terms.- Managing Paperwork: Ensuring all legal and financial documents are accurate and complete.Are Realtor Fees Negotiable?Yes, realtor fees are negotiable. While the standard commission rate in Austin, TX, is between 5% and 6%, you can discuss terms with your agent to find a rate that works for both parties. Keep in mind that lower fees may impact the level of service provided. At Holley Homes Realty, we ensure transparency and value, delivering top-tier service for every client.Why Choose Holley Homes Realty?Brandon Holley and the team at Holley Homes Realty are committed to making the home-selling process in Austin, TX, as seamless as possible. With extensive market knowledge, personalized service, and a proven track record, we prioritize your needs every step of the way.Partnering with Holley Homes Realty means you’ll benefit from expert pricing strategies, innovative marketing techniques, and dedicated support from start to finish.Contact Holley Homes Realty TodayIf you’re ready to sell your home in Austin, TX, or want to learn more about realtor fees, contact Brandon Holley and Holley Homes Realty today. We’re here to guide you every step of the way and ensure a successful home-selling experience.Learn how realtor fees work when selling your home in Austin, TX. Holley Homes Realty offers expert guidance to simplify the process. Contact us today! <div class="se-component se-video-container __se__float-center" style="min-width: 100%; width: 50%;"><figure style="width: 50%; height: 56.25%; padding-bottom: 28.13%;"><iframe src="https://www.youtube.com/embed/9qFU4zFGU9Q" width="50%" height="56.25%" style="width: 100%; height: 100%;"></iframe></figure></div>

Learn how realtor fees work when selling your home in Austin, TX. Holley Homes Realty offers expert guidance to simplify the process. Contact us today!

How Realtor Fees Work: A Guide for Austin, TX Home Sellers

Step-by-Step Checklist for Selling a Home in Austin, TXAre you planning to sell your home in Austin, TX, but unsure where to start? Selling a property can seem overwhelming, but with the right guidance and preparation, you can make the process smooth and successful. At Holley Homes Realty, led by Brandon Holley, we specialize in helping homeowners like you navigate the Austin, TX, real estate market. This comprehensive checklist will walk you through each step to get your home sold efficiently and for the best price.1. Prepare Your Home for SaleThe first step in selling your home in Austin, TX, is preparation. A well-maintained, appealing property attracts more buyers and can command higher offers. Here’s how to prepare your home for sale:- Declutter and deep clean every room, focusing on creating a bright and inviting space.- Repair any visible issues, such as leaky faucets or chipped paint.- Consider staging your home to highlight its best features.- Enhance curb appeal by tidying the yard, planting flowers, and ensuring the exterior looks fresh.2. Determine the Right PricePricing your home correctly is crucial for attracting buyers and achieving a successful sale. Work with an experienced Austin, TX, Realtor, like Brandon Holley, who understands the local market trends. Factors to consider include:- Recent sales of similar homes in your neighborhood.- Current market conditions in Austin, TX.- Unique features and upgrades in your home.3. Market Your Home EffectivelyMarketing plays a pivotal role in reaching potential buyers. At Holley Homes Realty, we use a multi-faceted approach to showcase your property, including:- Professional photography to highlight your home’s best features.- Listing your home on popular platforms like Zillow and Realtor.com.- Leveraging social media and targeted advertising to attract buyers in Austin, TX.4. Navigate Offers and NegotiationsOnce you receive offers, it’s time to evaluate and negotiate. An experienced Austin, TX real estate agent, such as Brandon Holley, can help you:- Assess the strength of each offer based on price, contingencies, and closing timeline.- Negotiate terms that align with your goals.- Ensure all agreements comply with real estate laws and regulations.5. Prepare for ClosingThe final step in selling a home in Austin, TX, is the closing process. Here’s what to expect:- A final walkthrough to ensure the property is in the agreed-upon condition.- Completing necessary paperwork with the help of your real estate agent.- Receiving your proceeds after all fees and expenses are settled.Selling your home doesn’t have to be complicated. With Holley Homes Realty and Brandon Holley by your side, you’ll have the expertise and support needed to navigate the Austin, TX, real estate market. Contact us today to schedule a consultation and start your journey to a successful home sale.Learn the step-by-step process for selling a home in Austin, TX, with expert guidance from Brandon Holley and Holley Homes Realty. Contact us today!

Learn the step-by-step process for selling a home in Austin, TX, with expert guidance from Brandon Holley and Holley Homes Realty. Contact us today!

Step-by-Step Checklist for Selling a Home in Austin, TX

Should You Choose New Construction or Resale Homes in Austin, TX?Are you considering buying a home in Austin, TX, but unsure whether to choose a new construction or a resale home? This is a common question for buyers navigating the Austin, TX, real estate market. At Holley Homes Realty, led by experienced Broker Brandon Holley, we’re here to help you weigh the pros and cons so you can make an informed decision.What Are New Construction Homes?New construction homes are properties that are newly built and have never been lived in. They often feature modern designs, energy-efficient systems, and customizable options. In Austin, TX, these homes are particularly appealing to buyers looking for cutting-edge features and minimal maintenance requirements.Benefits of New Construction Homes in Austin, TXHere are some of the key advantages of choosing a new construction home:•Modern Amenities: New construction homes often include the latest technology, smart home systems, and modern appliances.•Customization Options: Many builders allow you to choose finishes, layouts, and upgrades to suit your preferences.•Energy Efficiency: Built to current standards, new construction homes often feature energy-efficient windows, HVAC systems, and insulation.•Low Maintenance: Since everything is brand new, you’re less likely to encounter repair issues.What Are Resale Homes?Resale homes are properties that have been previously owned and lived in. These homes are widely available across Austin, TX, and often come with mature landscaping and established neighborhoods.Benefits of Resale Homes in Austin, TXConsider these advantages when looking at resale homes:•Established Neighborhoods: Resale homes are often located in well-established communities with mature trees and amenities.•Character and Charm: Older homes can have unique architectural details and character that new construction homes may lack.•Potential for Negotiation: Resale homes often provide more room for price negotiation compared to new construction properties.•Move-In Ready: Many resale homes come fully equipped with window coverings, appliances, and landscaping.Key Factors to ConsiderHere are some important factors to help you decide between new construction and resale homes in Austin, TX:•Budget: New construction homes may have higher upfront costs, while resale homes might require maintenance or updates.•Location: Resale homes are often located in central areas, while new construction tends to be in developing neighborhoods.•Timeline: New construction homes can take months to build, whereas resale homes can often close more quickly.•Personal Preferences: Consider whether you value modern amenities or the charm of an older home.How Holley Homes Realty Can HelpAt Holley Homes Realty, we specialize in helping buyers navigate the Austin, TX, real estate market. Whether you’re drawn to the customization of new construction homes or the character of resale properties, our team will guide you through every step of the process. Brandon Holley and his team have extensive knowledge of Austin’s neighborhoods, builders, and market trends.Ready to Find Your Dream Home in Austin, TX?Whether you’re leaning toward new construction or a resale home, Holley Homes Realty is here to help you make the best choice for your needs. Contact Brandon Holley today to schedule a consultation and start your home-buying journey in Austin, TX.Not sure whether to choose new construction or resale homes in Austin, TX? Learn the pros and cons with insights from Holley Homes Realty. Contact us today!

Not sure whether to choose new construction or resale homes in Austin, TX? Learn the pros and cons with insights from Holley Homes Realty. Contact us today!

Should You Choose New Construction or Resale Homes in Austin, TX?

Are you preparing to sell your home in Austin, TX, but not sure where to start? Holley Homes Realty, led by Brandon Holley, is here to guide you through the process. Selling a home can be overwhelming, but with the right preparation and expert advice from an experienced Austin, TX, Realtor, you can ensure your home sells quickly and at the best possible price.Why Preparing Your Home MattersIn the competitive Austin, TX, real estate market, first impressions are everything. Buyers form opinions quickly, and a well-prepared home can make all the difference. Preparation can increase your home’s perceived value, attract more offers, and shorten its time on the market.Step 1: Declutter and DepersonalizePotential buyers want to envision themselves living in your home. To achieve this, start by removing personal items like family photos and unique decorations. Then, declutter every room to create a clean, spacious look. Remember, less is more.Step 2: Deep Clean Your HomeA spotless home signals to buyers that it has been well-maintained. Clean every surface, including windows, baseboards, and appliances. Don’t forget to address odors—consider hiring a professional cleaning service if needed.Step 3: Make Necessary RepairsFix minor issues such as leaky faucets, squeaky doors, and chipped paint. For more significant repairs, consult with your Austin, TX, real estate agent to determine which fixes are worth the investment.Step 4: Boost Curb AppealThe exterior of your home is the first thing buyers see. Enhance curb appeal by mowing the lawn, trimming hedges, and adding fresh mulch or flowers. A clean, welcoming exterior sets the tone for the rest of the showing.Step 5: Stage for SuccessStaging highlights your home’s best features and creates an inviting atmosphere. Focus on key rooms like the living room, kitchen, and primary bedroom. Your Realtor can connect you with professional stagers in Austin, TX.Step 6: Professional PhotographyHigh-quality photos are essential for online listings. Your Realtor will arrange for a professional photographer to capture your home in its best light, ensuring it stands out in the competitive Austin, TX market.Step 7: Price Your Home StrategicallyWork with your real estate agent to set a competitive price based on a Comparative Market Analysis (CMA). Pricing your home correctly is critical to attracting serious buyers and avoiding long market times.Step 8: Market Your HomeHolley Homes Realty uses a mix of traditional and digital marketing strategies to showcase your home. This includes listing it on popular real estate websites, hosting open houses, and leveraging social media to reach potential buyers.Why Choose Holley Homes Realty?Brandon Holley and the team at Holley Homes Realty have extensive experience in the Austin, TX, real estate market. With over 150 successful transactions and a client-first approach, we are dedicated to helping you achieve your goals.Let’s Get StartedSelling your home in Austin, TX, doesn’t have to be stressful. With Holley Homes Realty by your side, you’ll have the guidance and expertise you need every step of the way. Contact Brandon Holley today to schedule a consultation and take the first step toward a successful sale.Learn how to prepare your home for sale in Austin, TX, with expert tips from Brandon Holley of Holley Homes Realty. Contact us today!

Learn how to prepare your home for sale in Austin, TX, with expert tips from Brandon Holley of Holley Homes Realty. Contact us today!

Preparing Your Austin, TX Home for Sale: A Step-by-Step Guide

The Pros and Cons of Buying New Construction Homes in Austin, TXAre you considering buying a new construction home in Austin, TX? With the rapid growth of the Austin real estate market, many buyers are exploring the benefits of owning a brand-new home. But is new construction the right choice for you? In this guide, we’ll explore the pros and cons of buying new construction homes in Austin, giving you the insights needed to make an informed decision.The Pros of Buying New Construction Homes in Austin, TX1. Modern Features and Customization OptionsNew construction homes in Austin, TX, are often equipped with the latest technology, energy-efficient appliances, and smart home integrations. Buyers can frequently customize their homes by selecting finishes, floor plans, and upgrades to match their personal style. This level of personalization is hard to achieve with resale homes.2. Lower Maintenance CostsOne of the biggest advantages of buying a new construction home is the reduced need for immediate repairs or updates. Everything from the roof to the HVAC system is brand new, providing peace of mind and saving you money in the short term.3. Builder WarrantiesMost new construction homes come with builder warranties that cover structural issues and major systems for a set period. This protection can alleviate concerns about unexpected expenses during the early years of homeownership.The Cons of Buying New Construction Homes in Austin, TX1. Potentially Higher CostsNew construction homes in Austin often come with a premium price tag compared to older homes in established neighborhoods. Buyers should budget for potential add-ons and upgrades, which can significantly increase the final purchase price.2. Limited Neighborhood MaturityMany new construction developments in Austin are in emerging areas that may lack mature landscaping, schools, or community amenities. It might take years for the neighborhood to fully develop.3. Lengthy Build TimesWhile buying a new construction home has its perks, the building process can be lengthy, especially during periods of high demand. Buyers should be prepared for potential delays due to supply chain issues or labor shortages.Expert Tips for Buying New Construction Homes in Austin, TXWork with a knowledgeable real estate agent like Brandon Holley at Holley Homes Realty to navigate the complexities of buying new construction. Brandon’s expertise can help you negotiate with builders, review contracts, and ensure you get the best deal.Research the builder’s reputation before committing to a purchase. Look for reviews and ask for references from previous buyers.Ask about incentives, such as builder-paid closing costs or design center credits, which can make buying a new construction home more affordable.ConclusionBuying a new construction home in Austin, TX, offers numerous advantages, from modern features to reduced maintenance costs. However, it’s essential to weigh the potential downsides, such as higher costs and longer build times, before making a decision. For expert guidance and support throughout your home-buying journey, contact Brandon Holley at Holley Homes Realty. With deep local knowledge and a commitment to helping buyers, Brandon can help you find the perfect home in Austin.Ready to explore new construction homes in Austin, TX? Contact Holley Homes Realty today to get started!​<span style="color: rgb(51, 51, 51); font-family: &quot;Helvetica Neue&quot;; font-size: 13px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">Discover the pros and cons of buying new construction homes in Austin, TX. Learn how Holley Homes Realty can help you navigate the market and make the best decision. Contact us today!​

Discover the pros and cons of buying new construction homes in Austin, TX. Learn how Holley Homes Realty can help you navigate the market and make the best decision. Contact us today!

Pros and Cons of Buying New Construction Homes in Austin, TX | Holley Homes Realty

The Pros and Cons of Buying New Construction Homes in Austin, TX

Step-by-Step Guide to Buying Your First Home in Austin, TXAre you ready to buy your first home in Austin, TX, but unsure where to start? Navigating the process can feel overwhelming, especially for first-time buyers. As an experienced Realtor in Austin, TX, Brandon Holley of Holley Homes Realty is here to guide you through every step of the journey.This guide is tailored to help first-time homebuyers understand the process, avoid common pitfalls, and make informed decisions when purchasing their dream home in Austin, TX.Why Buy a Home in Austin, TX?Austin, TX, is known for its vibrant culture, booming economy, and thriving real estate market. Buying a home in Austin offers numerous benefits, such as:- Building equity and long-term wealth.- Enjoying a stable housing payment compared to rising rental costs.- Accessing top-rated schools, parks, and amenities.- Becoming part of a thriving, diverse community.With Brandon Holley and Holley Homes Realty by your side, you’ll not only find a home but also a neighborhood that fits your lifestyle.Step 1: Assess Your Financial ReadinessBefore beginning your home search, take a close look at your finances. Here’s what to consider:- Credit Score: A higher score can help secure better mortgage rates.- Savings: Prepare for a down payment (typically 3%-20%) and closing costs (around 2%-5% of the purchase price).- Debt-to-Income Ratio: Lenders prefer a ratio of 43% or lower.Tip: Get pre-approved for a mortgage to determine your budget and show sellers you’re serious about buying.Step 2: Define Your Needs and WantsAustin’s real estate market is diverse, offering everything from downtown condos to spacious suburban homes. Define your priorities:- Must-Have Features: Number of bedrooms, bathrooms, or a specific school district.- Lifestyle Considerations: Proximity to work, amenities, and public transportation.- Future Plans: Consider whether the home will meet your needs in 5-10 years.Step 3: Partner with a Trusted Austin, TX RealtorHaving a knowledgeable real estate agent like Brandon Holley can make all the difference. At Holley Homes Realty, we provide:- Expert negotiation to secure the best deal.- Insights into the Austin, TX, real estate market.- A tailored approach to finding homes that match your goals.- Support through every step of the transaction.Step 4: Begin Your Home SearchOnce your priorities are clear, start exploring homes that meet your criteria. Brandon Holley will schedule showings and provide access to the latest listings, ensuring you don’t miss opportunities in Austin’s competitive market.Step 5: Make a Competitive OfferWhen you find the perfect home, work with your Realtor to craft a compelling offer. Factors to consider include:- Price: Align with market value to avoid overpaying.- Contingencies: Include protections like inspection and appraisal contingencies.- Earnest Money: Show your commitment with a deposit, typically 1%-3% of the purchase price.Step 6: Navigate the Closing ProcessAfter your offer is accepted, the closing process begins. Here’s what to expect:- Home Inspection: Verify the home’s condition and address any issues.- Appraisal: Ensure the home’s value aligns with the loan amount.- Final Walkthrough: Confirm the property is in agreed-upon condition before closing.Step 7: Celebrate Your New Home!Once all documents are signed and funds are transferred, you’ll receive the keys to your new home. Congratulations on achieving this milestone!Why Choose Holley Homes Realty?Brandon Holley and the team at Holley Homes Realty are committed to making your home-buying experience seamless and stress-free. With extensive local expertise, a client-focused approach, and a passion for helping first-time buyers, we’re here to turn your dream of owning a home in Austin, TX, into a reality.Ready to Find Your Dream Home in Austin, TX?Contact Holley Homes Realty today to get started. Whether you’re just beginning your search or ready to make an offer, we’re here to help every step of the way."Thinking about buying your first home in Austin, TX? Learn the step-by-step process with this guide from Brandon Holley of Holley Homes Realty. Call us today to start your journey!"

Thinking about buying your first home in Austin, TX? Learn the step-by-step process with this guide from Brandon Holley of Holley Homes Realty. Call us today to start your journey!

Step-by-Step Guide to Buying Your First Home in Austin, TX

Are you considering a new construction home but not sure where to start? If you're searching for 'new construction homes near me,' there's no better place than Austin, TX. Austin is one of the fastest-growing cities in the U.S., offering everything from modern amenities to diverse communities. In this blog, we'll explore why building your dream home in Austin could be the perfect choice for you.Why Choose a New Construction Home?New construction homes offer unparalleled benefits, especially in a booming city like Austin, TX. Here’s why they stand out:- Customization Options: Work with builders to design a home that fits your unique style and needs.- Energy Efficiency: Modern construction techniques ensure lower utility costs and eco-friendly living.- Warranty Protection: Many builders include warranties, giving you peace of mind for years to come.- Low Maintenance: Everything is brand new, so you won’t have to worry about major repairs for a while.Austin, TX: The Ideal Location for Your New HomeAustin, TX, consistently ranks as one of the best cities to live in the U.S., and it’s easy to see why. Here are some of the top reasons why new construction buyers are flocking to Austin:- Strong Job Market: With tech giants like Tesla, Oracle, and Apple expanding their operations, Austin offers abundant career opportunities.- Vibrant Lifestyle: Enjoy live music, incredible food, and outdoor activities all year round.- Top-Rated Schools: Many of Austin's school districts are highly rated, making it ideal for families.- Growing Communities: From Buda and Kyle to Leander and Pflugerville, Austin’s suburbs offer diverse and welcoming new construction neighborhoods.Popular New Construction Communities in Austin, TXAustin is home to several new construction communities that cater to various lifestyles and budgets. Here are some popular ones to consider:- Easton Park: A master-planned community in Southeast Austin offering amenities like parks, trails, and recreational centers.- Mueller: A vibrant urban village featuring sustainable homes and close proximity to downtown.- Whisper Valley: Known for its energy-efficient homes and eco-friendly design.- Anthem in Kyle: Just outside Austin, this community combines affordability with high-quality homes.Tips for Buying New Construction Homes in AustinIf you’re ready to explore new construction homes in Austin, keep these tips in mind:1. Work with a Local Realtor: A trusted Austin Realtor, like Brandon Holley of Holley Homes Realty, can help you navigate builder contracts and find the best deals.2. Research Builders: Look for reputable builders with strong reviews and warranties.3. Understand Costs: Be aware of potential add-ons, like lot premiums and upgrades.4. Visit Model Homes: Touring model homes can give you a sense of what’s possible.5. Negotiate Smartly: Builders may be open to offering incentives like closing cost assistance.Why Work with Holley Homes Realty?Navigating the Austin, TX, real estate market can be challenging, but Holley Homes Realty is here to make it simple. Led by Brandon Holley, an experienced Austin Broker, our team specializes in helping buyers find the perfect new construction homes. Whether you're a first-time buyer or looking to upgrade, we provide personalized service and local expertise to guide you every step of the way.Take the First Step Toward Your Dream Home in Austin, TX!If you're ready to explore new construction homes in Austin, TX, contact Holley Homes Realty today. We'll help you find the perfect community, negotiate with builders, and make your dream home a reality. Call us at 512.487.9242 or visit our website at holleyhomesrealty.com to get started.Meta DescriptionDiscover why Austin, TX, is the best place for new construction homes! Learn the benefits, top communities, and expert tips. Contact Holley Homes Realty today!

Discover why Austin, TX, is the best place for new construction homes! Learn the benefits, top communities, and expert tips. Contact Holley Homes Realty today!

New Construction Homes Near Me: Why Austin, TX is the Perfect Place to Build Your Dream Home

What Are Current Home Loan Interest Rates in Austin, TX?Are you curious about the current home loan interest rates in Austin, TX, and how they impact your ability to buy or sell a property? Interest rates are a significant factor in the real estate market, and understanding them can make all the difference when planning your next move.At Holley Homes Realty, led by experienced Realtor Brandon Holley, we specialize in guiding clients through the intricacies of the Austin, TX, real estate market. Whether you’re selling your home or preparing to buy, understanding interest rates is essential for maximizing your financial potential.Why Interest Rates Matter in the Austin, TX Real Estate MarketInterest rates influence everything from buyer affordability to home values. For sellers, lower rates often lead to increased buyer demand, which can result in faster sales and higher offers. Conversely, higher rates might reduce the number of qualified buyers but could stabilize pricing in the long term.Here’s how interest rates specifically affect home sellers in Austin, TX:- Buyer Pool Size: Lower rates mean more buyers qualify for mortgages, increasing demand for homes.- Affordability Calculations: Buyers can afford larger mortgages when rates are low, which may lead to higher offers on your property.- Market Timing: Selling during periods of stable or declining interest rates often provides better results.Current Trends in Austin, TX Home Loan&nbsp;Interest RatesInterest rates in Austin, TX, are influenced by national trends, Federal Reserve policies, and local market conditions. As of today, rates for a 30-year fixed mortgage hover around 6.2%. However, they can vary depending on the borrower’s credit score, loan type, and down payment.For sellers, understanding these trends can help you time your sale to maximize your home’s value.Questions to Consider About Interest Rates- Is now the right time to sell your home in Austin, TX?- How can interest rates impact the offers you receive?- What role does your Realtor play in navigating market shifts?How Holley Homes Realty Helps Sellers Navigate Interest RatesAs your local Austin, TX real estate expert, Brandon Holley and Holley Homes Realty are here to help you:- Analyze current market conditions and interest rate trends.- Strategize the best time to list your home.- Provide insights into buyer behavior influenced by interest rates.Steps to Selling Successfully in Any Interest Rate Environment1. Price Strategically: Work with a knowledgeable Realtor to price your home competitively.2. Market Aggressively: Use high-quality photography, virtual tours, and localized marketing campaigns to attract buyers.3. Negotiate Smartly: Understand how interest rates impact buyer offers and leverage that knowledge during negotiations.FAQs About Selling in Austin, TXQ: Do higher interest rates mean my home will sell for less?A: Not necessarily. While higher rates can reduce buyer activity, a strong local market like Austin’s often supports stable pricing.Q: How do I know if it’s a good time to sell in Austin, TX?A: Timing depends on multiple factors, including interest rates, local inventory levels, and your personal goals. Contact Holley Homes Realty for a personalized consultation.Q: What if interest rates drop after I sell my home?A: Market conditions are always changing. Partnering with an experienced Realtor ensures you make informed decisions based on the current environment.Ready to sell your home in Austin, TX? Let Holley Homes Realty guide you through the process. Contact Brandon Holley today for a personalized consultation and take the first step toward achieving your real estate goals.Learn about current home loan interest rates in Austin, TX, and how they impact your home sale. Contact Brandon Holley at Holley Homes Realty for expert guidance.

Learn about current home loan interest rates in Austin, TX, and how they impact your home sale. Contact Brandon Holley at Holley Homes Realty for expert guidance.

What Are Current Home Loan Interest Rates in Austin, TX?

Are Real Estate Agent Fees Negotiable? A Guide for Buda, TX SellersHave you ever wondered if real estate agent fees are negotiable when selling your home in Buda, TX? It’s a common question for homeowners who want to maximize their profits and keep transaction costs manageable. At Holley Homes Realty, we understand that every dollar counts, and we’re here to guide you through the process.Negotiating real estate agent fees is possible, but it’s essential to approach the topic with the right information and expectations. Let’s explore how agent fees work, what factors influence them, and how you can navigate this conversation as a home seller in Buda, TX.How Do Real Estate Agent Fees Work?Real estate agent fees are typically a percentage of the home’s final sale price, often shared between the listing agent and the buyer’s agent. In Buda, TX, the standard commission rate ranges from 5% to 6% of the sale price, but this is not set in stone.The fee covers the agent’s services, including marketing, negotiating, and guiding you through the complexities of the home-selling process. It’s important to remember that while the fee may seem significant, the value an experienced agent like Brandon Holley provides often far outweighs the cost.Factors That Influence Agent Fees in Buda, TX1.&nbsp;Market Conditions: In a competitive market like Buda, TX, agents may be more open to negotiation to secure your listing.2.&nbsp;Home Value: Higher-value properties may offer more flexibility in fee percentages due to the larger final commission amount.3.&nbsp;Service Scope: Agents providing premium services, such as professional staging or extensive marketing, may justify higher fees.4.&nbsp;Experience and Reputation: Top-performing agents, like Brandon Holley at Holley Homes Realty, bring unmatched expertise and market insights, which can impact their fee structure.Tips for Negotiating Agent Fees1.&nbsp;Do Your Research: Understand the typical commission rates in Buda, TX, and come prepared with market data.2.&nbsp;Communicate Clearly: Openly discuss your budget and expectations with your agent. At Holley Homes Realty, we value transparent communication.3.&nbsp;Evaluate the Services: Consider the value-added services offered by the agent and weigh them against the proposed fee.Why Hiring a Skilled Agent Is Worth ItWhile it’s tempting to focus solely on the commission rate, it’s crucial to consider the expertise and results an experienced agent can deliver. Brandon Holley has a proven track record of helping homeowners sell quickly and for top dollar.By leveraging market knowledge, negotiation skills, and a client-first approach, we ensure you get the best possible outcome—making the fee an investment in your success.How Holley Homes Realty Can HelpSelling a home is a significant decision, and having a trusted partner by your side makes all the difference. At Holley Homes Realty, we prioritize your goals and work tirelessly to achieve them. Whether you’re exploring the idea of selling or ready to list your property, we’re here to guide you every step of the way.Ready to discuss selling your home in Buda, TX? Contact Brandon Holley at Holley Homes Realty today for a personalized consultation. Let’s work together to make your home-selling journey a success.

Learn how to negotiate real estate agent fees in Buda, TX. Get expert tips from Brandon Holley at Holley Homes Realty to maximize your home sale. Contact us today!

Are Real Estate Agent Fees Negotiable? A Guide for Buda, TX Sellers

Discover how small steps, like buying a starter home, lead to big dreams in homeownership. Learn from Holley Homes Realty’s personal insights and tips for starting your real estate journey.

Lessons from Breakfast: Building Sweet Beginnings | Holley Homes Realty

Lessons from Breakfast: Building Sweet Beginnings

Is Now the Right Time to Invest in Real Estate in Buda, TX?Have you been wondering, “Is now the right time to invest in real estate in Buda, TX?” With the Austin area real estate market booming, many potential buyers and sellers are turning their attention to the charming community of Buda. As your trusted Realtor in Buda, TX, Brandon Holley and the team at Holley Homes Realty are here to provide expert insights to help you make the best decision.Understanding the Buda, TX Real Estate MarketBuda, TX, located just a short drive south of Austin, has become a popular destination for families, young professionals, and retirees alike. Known for its small-town charm and big-city convenience, Buda offers a unique blend of affordability, quality of life, and investment potential.Key Trends Driving Buda’s Real Estate Market1. Population Growth: As Austin expands, many are moving to surrounding suburbs like Buda for more space and lower costs.2. Rising Home Values: Home prices in Buda have seen steady growth, making it an attractive option for investors.3. Strong Demand: With limited inventory and high demand, properties in Buda are selling quickly.Why Now Might Be the Perfect Time to Invest1. Affordability Compared to Austin - While Austin remains a hot market, Buda offers a more affordable entry point for buyers. This affordability makes Buda an ideal location for first-time homebuyers and investors seeking rental properties.2. High Rental Demand - With its proximity to Austin, Buda is a prime spot for rental properties. Whether it’s long-term leases or short-term rentals, investors can capitalize on the growing need for housing in the area.3. Market Stability - Unlike some markets that experience drastic fluctuations, Buda’s real estate market has shown consistent growth. This stability is a significant advantage for investors looking for long-term gains.Tips for Investing in Buda, TX Real Estate1. Work with a Local Expert - Navigating the Buda real estate market requires in-depth knowledge. Partner with Brandon Holley and Holley Homes Realty to gain insights into the best neighborhoods, pricing trends, and investment opportunities.2. Understand Market Trends - Stay informed about market trends, such as inventory levels, days on market, and average home prices. This information can help you make smarter investment decisions.3. Choose the Right Property Type- Single-Family Homes: Great for families and long-term rental investments.- Townhomes and Condos: Ideal for young professionals or short-term rentals.- Land Investments: With Buda’s growth, purchasing land could be a lucrative option.Common&nbsp;Questions About Investing in Buda, TX Real EstateQ: Is it a seller’s or buyer’s market in Buda, TX?A: Currently, Buda leans towards a seller’s market, with high demand and limited inventory. However, buyers can still find great opportunities with the right guidance.Q: What are the top neighborhoods for investment in Buda, TX?A: Popular neighborhoods include Garlic Creek, Sunfield, and Whispering Hollow. Each offers unique features and potential for appreciation.Q: Should I buy a fixer-upper or move-in-ready property?A: It depends on your goals. Fixer-uppers can offer higher returns with renovations, while move-in-ready properties require less upfront effort.Partner with Holley Homes Realty for Expert GuidanceInvesting in real estate can be a life-changing decision, and having the right partner makes all the difference. Brandon Holley and the team at Holley Homes Realty are here to provide personalized advice and support to help you succeed in the Buda, TX, real estate market.Ready to Take the Next Step?Contact Holley Homes Realty today to explore your options. Whether you’re buying your first property or expanding your investment portfolio, we’re here to help.<div class="se-component se-video-container __se__float-none" style="width: 100%;"><figure style="width: 100%; height: 56.25%; padding-bottom: 56.25%;"><iframe src="https://www.youtube.com/embed/AO9jQlo-Q7o" width="100%" height="56.25%" style="width: 100%; height: 100%;"></iframe></figure></div>---Meta Description: "Is now the right time to invest in real estate in Buda, TX? Discover key insights from Holley Homes Realty to make an informed decision. Contact us today!"

Is now the right time to invest in real estate in Buda, TX? Discover key insights from Holley Homes Realty to make an informed decision. Contact us today!

Is Now the Right Time to Invest in Real Estate in Buda, TX?

Selling Your Home in Buda, TX, After Just 1 Year: Is It the Right Move?Are you considering selling your home in Buda, TX, after just one year of ownership? Life can be unpredictable, and whether it’s due to a job relocation, financial changes, or a new opportunity, selling a home shortly after purchase can be a tough decision. At Holley Homes Realty, Brandon Holley is here to guide you through the process with insights tailored to the Buda, TX, real estate market.Why Sell Your Home After 1 Year?There are several reasons why homeowners decide to sell within a year of purchasing a property. Here are the most common scenarios:- Job Relocation: A new job or transfer may require you to move quickly.- Financial Changes: Unforeseen expenses or changes in income might make a sale necessary.- Lifestyle Adjustments: Perhaps the home doesn’t fit your needs as well as expected.- Market Opportunity: Rising home values in Buda, TX, may present a chance to profit.While selling so soon is less common, it’s not unheard of. Understanding the implications is key to making the right choice.Key Considerations for Selling in Buda, TX After 1 Year 1. Market ConditionsThe Buda, TX, real estate market is dynamic. Before listing your home, research recent trends and ask a local real estate agent, like Brandon Holley, about the current demand. If home prices are rising, you may be able to sell at a profit.2. Cost of SellingSelling a home involves costs, including:- Agent Commissions: Typically 5-6% of the sale price.- Closing Costs: Covering title insurance, escrow fees, and more.- Capital Gains Tax: If your home has appreciated significantly, you may owe taxes unless the property was your primary residence.3. Home Equity Selling after just one year means you’ve likely built minimal equity. If you purchased with a low down payment, be prepared to cover any remaining mortgage balance if the sale doesn’t meet your outstanding loan amount.4. Potential PenaltiesSome mortgages include early repayment penalties. Review your loan terms or consult with your lender to avoid surprises.Tips for Selling Successfully After 1 Year1. Work with a Local Expert Brandon Holley at Holley Homes Realty team specializes in the Buda, TX real estate market. We’ll help you price your home competitively, market it effectively, and attract the right buyers.2. Stage Your HomeFirst impressions matter. A clean, well-staged home can sell faster and at a higher price. Highlight your property’s best features to appeal to buyers.3. Set Realistic ExpectationsWhile selling after one year is possible, be realistic about potential profits. Focus on finding the right buyer rather than rushing to close the deal.Alternatives to SellingIf selling doesn’t seem like the best option, consider:- Renting Out Your Home: Generate income while retaining ownership.- Refinancing: Lower your monthly mortgage payments.- Holding Off: If possible, waiting another year can help build equity and reduce financial losses.Partner with Holley Homes Realty for Expert GuidanceSelling a home in Buda, TX, after one year requires careful planning and the right expertise. At Holley Homes Realty, we’re committed to helping you navigate the process smoothly. With Brandon Holley’s in-depth knowledge of the local market, you’ll be in capable hands.Contact us today to discuss your options. Whether you’re ready to sell or just exploring the possibilities, we’re here to help! <div class="se-component se-video-container __se__float-none" style="width: 100%;"><figure style="width: 100%; height: 56.25%; padding-bottom: 56.25%;"><iframe src="https://www.youtube.com/embed/AO9jQlo-Q7o" width="100%" height="56.25%" style="width: 100%; height: 100%;"></iframe></figure></div>---Meta Description: "Thinking of selling your Buda, TX home after 1 year? Discover key tips and insights from Holley Homes Realty to make an informed decision. Contact us today!"

Thinking of selling your Buda, TX home after 1 year? Discover key tips and insights from Holley Homes Realty to make an informed decision. Contact us today!

What You Need to Know About Selling Your Home in Buda, TX After Just 1 Year

<div class="se-component se-image-container __se__float-none" style="width: 50%;"><figure style="width: 100%;"><img src="https://quicktours-static.s3.us-west-1.amazonaws.com/agent_richtext/20241206053904.png" alt="" width="50%" height="" style="width: 100%;"></figure></div><div class="se-component se-image-container __se__float-none" style="width: 50%;"><figure style="width: 100%;"><img src="https://quicktours-static.s3.us-west-1.amazonaws.com/agent_richtext/20241206053917.png" alt="" width="50%" height="" style="width: 100%;"></figure></div> The housing market in 2025 presents exciting opportunities for homebuyers, but preparation is key to making your dream home a reality. Start by understanding current market trends, such as projected mortgage rates and new homebuyer incentives, to align your financial plan with the latest insights. Use tools like a <a target="_blank" href="https://holleyhomesrealty.com/mortgage-calculator">mortgage calculator</a>&nbsp;to determine your budget and explore neighborhoods with real-time listings on our website—updated faster than national platforms like Zillow. As you navigate the process, ensure you’re accounting for closing costs, maintenance expenses, and down payment strategies tailored to your needs. Don’t forget to check out exclusive tips for first-time buyers or contact us directly for personalized guidance. With the right plan, expert advice, and up-to-date resources, you’ll be ready to seize the opportunities that 2025 brings to the real estate market.

Discover key strategies and market trends to successfully purchase your dream home in 2025. Stay informed and prepared with expert advice

Prepping for Your Dream Home in 2025: Essential Tips and Market Insights

Prepping for Your Dream Home in 2025!

Discover why early-stage homebuying demand is skyrocketing to its highest level in 15 months—despite rising mortgage rates! Learn how buyers and sellers can navigate this dynamic housing market in our latest real estate update

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Top New Communities in Buda, TX | 2025 Real Estate Guide for Buyers #newcommunitiesbuda

Key HighlightsIn 2024,46% of Realtors®' clients moved to the South, 25% moved to the West, 18% moved to the Midwest, and 11% moved to the Northeast.Those relocating were driven primarily by the desire to be closer to family and friends (30%) and to get more homes for the money (21%).Movers to the South and West were most likely moving from a different state, while movers to the Northeast were most likely moving to a different area within the same state. Full article -&gt;&nbsp;<a href="https://www.nar.realtor/newsroom/proximity-to-family-and-friends-affordability-drive-relocation-trends-in-2024-finds-new-nar-report?distinct_id=BJlIyr0hKE&amp;user_email=brandon%40holleyhomesrealty.com">2024 Migration Trends report reveals key motivators for movers, with the South leading as top destination</a>​

Discover key relocation trends for 2024 from the latest NAR report, highlighting affordability and proximity to family and friends as primary drivers of homebuyers’ decisions.

Proximity to Family, Affordability Top Relocation Trends for 2024 – NAR Report

Proximity to Family and Friends, Affordability Drive Relocation Trends in 2024, Finds New NAR Report

Discover the top real estate trends for 2025! From smarter homes with AI-powered tech to sustainable landscaping and warm interior tones, these trends are shaping the future of home design. Learn how to enhance your property’s value and appeal with these must-have updates.

Top Real Estate Trends for 2025: Smart Homes, Sustainability, and More

Top Real Estate Trends to Watch in 2025 

A down payment is an initial payment you make when you buy a house. Down payments are usually calculated as a percentage of the purchase price. The amount can be as little as 3%, but conventional mortgages are generally around 20%.<p style="box-sizing: border-box; margin: 0px 0px 10px; font-size: 16px; color: rgb(51, 51, 51); font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">The specifics of a down payment requirement depend on the type of mortgage you’re applying for, the kind of property you’re buying, and your financial situation.<p style="box-sizing: border-box; margin: 0px 0px 10px; font-size: 16px; color: rgb(51, 51, 51); font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">If you can make a larger down payment, you might be able to get a lower interest rate or buy a more expensive house. Large down payments can also mean you’re responsible for smaller monthly mortgage payments.<p style="box-sizing: border-box; margin: 0px 0px 10px; font-size: 16px; color: rgb(51, 51, 51); font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">Lenders require down payments because it helps reduce their risk exposure. You’re investing in the home, so if you were to stop making your mortgage payments, you’d be walking away from a lot of money. Down payments also reduce how much a lender has to give you to make the purchase.<p style="box-sizing: border-box; margin: 0px 0px 10px; font-size: 16px; color: rgb(51, 51, 51); font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">Not everyone has a large chunk of cash sitting aside to use to buy a house, however. There are down payment assistance programs available, some of which are detailed below.The Basics of Down Payment Assistance Programs<p style="box-sizing: border-box; margin: 0px 0px 10px; font-size: 16px; color: rgb(51, 51, 51); font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">Down payment assistance programs usually come from state housing finance agencies. Sometimes these programs are also managed and offered by cities and counties and nonprofit organizations.<p style="box-sizing: border-box; margin: 0px 0px 10px; font-size: 16px; color: rgb(51, 51, 51); font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">Types of assistance might include:<p style="box-sizing: border-box; margin: 0px 0px 10px; font-size: 16px; color: rgb(51, 51, 51); font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; padding-left: 30px;">• Grants, which are a gift of money that doesn’t need to be repaid.<p style="box-sizing: border-box; margin: 0px 0px 10px; font-size: 16px; color: rgb(51, 51, 51); font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; padding-left: 30px;">• Forgivable, zero-interest loans, which don’t have to be repaid as long as the borrower still owns the home and lives in it after whatever the period is—usually somewhere around five years.<p style="box-sizing: border-box; margin: 0px 0px 10px; font-size: 16px; color: rgb(51, 51, 51); font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; padding-left: 30px;">• Deferred payment, zero-interest loans, often require no payments until the home is sold, the mortgage reaches the end of its term or the mortgage is refinanced.<p style="box-sizing: border-box; margin: 0px 0px 10px; font-size: 16px; color: rgb(51, 51, 51); font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; padding-left: 30px;">• Low-interest loans are available and have to be repaid over a certain period of time. These help homeowners spread their down payment and closing costs over a more extended period rather than having to come up with the money all at once.Who Can Access Down Payment Assistance?<p style="box-sizing: border-box; margin: 0px 0px 10px; font-size: 16px; color: rgb(51, 51, 51); font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">Most programs offering down payment assistance are geared toward first-time buyers, but not all.<p style="box-sizing: border-box; margin: 0px 0px 10px; font-size: 16px; color: rgb(51, 51, 51); font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">Even if you’ve already owned a home and a program says it’s for first-time buyers, often the program will define a first-time buyer as someone who hasn’t owned a home in the past three years.<p style="box-sizing: border-box; margin: 0px 0px 10px; font-size: 16px; color: rgb(51, 51, 51); font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">There are also programs for specific demographics, like teachers or first responders.<p style="box-sizing: border-box; margin: 0px 0px 10px; font-size: 16px; color: rgb(51, 51, 51); font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">Most down payment assistance programs will require that you complete specific steps, which vary depending on the program itself. For example, you might have to meet income limits or take a homebuyer education course. You could be required to buy in a particular location or stay below a certain maximum purchase price. Sometimes you’ll have to contribute your own money to your down payment too.How Can You Find a Program?<p style="box-sizing: border-box; margin: 0px 0px 10px; font-size: 16px; color: rgb(51, 51, 51); font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">If you’re interested in learning more about down payment assistance programs, you can contact the housing finance authority in your state or your local city or county government. The U.S. Department of Housing and Urban Development (HUD) also has state-specific information.<p style="box-sizing: border-box; margin: 0px 0px 10px; font-size: 16px; color: rgb(51, 51, 51); font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">The Consumer Financial Protection Bureau has a tool that will link you to housing counselors where you live.<p style="box-sizing: border-box; margin: 0px 0px 10px; font-size: 16px; color: rgb(51, 51, 51); font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">If you are going to apply for a mortgage and use down payment assistance, you’ll have to find a list of mortgage lenders who are approved to work with that particular program. Often, the local agencies and programs assisting can connect you with experienced loan officers.<p style="box-sizing: border-box; margin: 0px 0px 10px; font-size: 16px; color: rgb(51, 51, 51); font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"> <p style="box-sizing: border-box; margin: 0px 0px 10px; font-size: 16px; color: rgb(51, 51, 51); font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">Sutphin, "Getting Help with a Down Payment,"&nbsp;Realty Times,&nbsp;November 2004,&nbsp;https://realtytimes.com/archives/item/1043464-getting-help-with-a-down-payment?rtmpage=

Getting Help with a Down Payment

Brandon Holley is the Broker/owner of Holley Homes Realty in Austin, TX, License <a href="https://www.youtube.com/hashtag/665512" target="" style="--tw-shadow: 0 0 #0000; --tw-ring-inset: var(--tw-empty,/*!*/ /*!*/); --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgba(100, 149, 237, 0.5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; margin: revert; padding: revert; border: revert; font-size: revert; background: revert; cursor: pointer; text-decoration: none; display: inline;">#665512</a><span style="--tw-shadow: 0 0 #0000; --tw-ring-inset: var(--tw-empty,/*!*/ /*!*/); --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgba(100, 149, 237, 0.5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; margin: 0px; padding: 0px; border: 0px; font-size: revert; background: transparent;">, Broker License # 9010420.&nbsp;​SUBSCRIBE for weekly updates on new communities in Central Texas.&nbsp;&nbsp;QUESTIONS: Interested in buying or selling, contact me at brandon@holleyhomesrealty.com or call 512.487.9242.&nbsp;DISCLAIMER: Brokerage does not represent the builder. All communities are different, so check with the builder on incentives, build times, and offer situations.&nbsp;DISCLAIMER: All neighborhoods are different. Please speak to an agent to get all the facts straight. Also, equity is not guaranteed and fluctuates with the real estate market.*​

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Though home prices have remained steep after rapid growth during the height of the pandemic, paying $1 million or more for a house may seem excessive to most Americans. But just because most people aren’t spending seven figures on a place to live doesn’t mean million-dollar homes aren’t prevalent in parts of the U.S.<p style="box-sizing: border-box; margin: 0px 0px 10px; font-size: 16px; color: rgb(51, 51, 51); font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">To see where million-dollar houses are most common, we analyzed the latest housing data to find their share in each of the nation’s 50 largest metropolitan areas. Here's what we found.&nbsp;10.57% of owner-occupied homes across the nation’s 50 largest metros are valued at $1 million.&nbsp;In 2022, the share across the same metros was 7.71%. That means the share of million-dollar homes in the nation’s largest metros grew year over year by 2.86 percentage points, or 1.32 million housing units.San Jose and San Francisco have the largest share of million-dollar homes.&nbsp;Respectively, 71.57% and 56.57% of owner-occupied homes in these metros are worth $1 million or more — making them the only two in our study where a majority of homes are worth at least $1 million.Including San Jose and San Francisco, the four metros with the highest percentage of million-dollar homes are in California.&nbsp;44% of owner-occupied homes across San Jose, San Francisco, Los Angeles and San Diego are valued at at least $1 million.Cleveland, Buffalo, N.Y., and Louisville, Ky., are the metros where million-dollar homes are least common.&nbsp;In Cleveland, 1.09% of owner-occupied homes are valued at $1 million or more. That figure is 1.16% in Buffalo and 1.44% in Louisville.&nbsp;<p style="box-sizing: border-box; margin: 0px 0px 10px; font-size: 16px; color: rgb(51, 51, 51); font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">You can check out the full report here:<a href="https://www.lendingtree.com/home/cities-with-the-largest-share-of-million-dollar-homes/" style="box-sizing: border-box; background-color: transparent; color: rgb(24, 95, 125); text-decoration: none; transition: color 400ms, background-color 400ms; display: inline-block; outline: none;"></a><a href="https://www.lendingtree.com/home/cities-with-the-largest-share-of-million-dollar-homes/" style="box-sizing: border-box; background-color: transparent; color: rgb(24, 95, 125); text-decoration: none; transition: color 400ms, background-color 400ms; display: inline-block; outline: none;">https://www.lendingtree.com/home/cities-with-the-largest-share-of-million-dollar-homes/</a><p style="box-sizing: border-box; margin: 0px 0px 10px; font-size: 16px; color: rgb(51, 51, 51); font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span style="box-sizing: border-box; float: left; color: rgb(148, 148, 148); font-weight: 400; margin: 0px; text-transform: uppercase; font-size: 14px; display: block; padding: 0px; font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">Written by<a rel="author" style="box-sizing: border-box; background-color: transparent; color: rgb(148, 148, 148); text-decoration: none; transition: color 400ms, background-color 400ms; display: inline-block; outline: none; font-weight: 400; text-transform: uppercase; font-size: 14px;">LendingTree</a><span style="box-sizing: border-box; float: left; color: rgb(148, 148, 148); font-weight: 400; margin: 0px 25px 0px 8px; text-transform: uppercase; font-size: 14px; font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">Posted OnSunday, 17 November 2024 01:29 <div style="box-sizing: border-box;"><a href="https://www.facebook.com/sharer.php?u=http://realtytimes.com/real-industry-news-articles/item/1050686-number-of-million-dollar-homes-rising-here-s-where-they-re-most-prevalent-new-lendingtree-report?rtmpage=" target="_blank" style="box-sizing: border-box; background-color: transparent; color: rgb(59, 89, 152); text-decoration: none; transition: color 400ms, background-color 400ms; display: inline-block; outline: none;"></a></div>

“Discover where million-dollar homes are most prevalent across the U.S. in this latest LendingTree housing market report. Explore rising trends in luxury real estate.”

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​<a href="https://communityimpact.com/austin/south-central-austin/events/2024/09/23/check-out-these-8-fall-festivals-and-pumpkin-patches-happening-around-austin?utm_campaign=Impact%3A%20Southwest%20Austin&amp;utm_medium=email&amp;_hsenc=p2ANqtz--rwV48RCYtYsa_qLM4ZCXokik61psBBuNbPM0thvlxb7I8QUyu8crBxbCU5CUpj9ezi2qtUcbyCb0wBCgjZSb9_iaB9Tswybmril4xyjeLMHkReiM&amp;_hsmi=326346244&amp;utm_content=326346244&amp;utm_source=hs_email">Check out these 8 fall festivals and pumpkin patches happening around Austin</a><a href="https://communityimpact.com/austin/south-central-austin/events/2024/09/23/check-out-these-8-fall-festivals-and-pumpkin-patches-happening-around-austin?utm_campaign=Impact%3A%20Southwest%20Austin&amp;utm_medium=email&amp;_hsenc=p2ANqtz--rwV48RCYtYsa_qLM4ZCXokik61psBBuNbPM0thvlxb7I8QUyu8crBxbCU5CUpj9ezi2qtUcbyCb0wBCgjZSb9_iaB9Tswybmril4xyjeLMHkReiM&amp;_hsmi=326346244&amp;utm_content=326346244&amp;utm_source=hs_email"></a>​The fall season is just around the corner, and with it comes the perfect weather to get outside and have fun at some of the best fall events happening around the Austin area.Uhland Fall FestFormerly the Dripping Springs Pumpkin Festival, officials relocated the event to a 15-acre property in Kyle. The festival offers over 50 ways to celebrate fall, including fun zones, live music, photo opportunities, food and drinks, a pumpkin patch, and more.- Weekends through Oct. 27, 10 a.m.-7 p.m.-$20 (admission, ages 4-64), free (ages 0-3, 65+), $95 (season pass)-2400 Cotton Gin Road, Uhland-www.uhlandfallfest.comIndian Springs Ranch Pumpkin PatchThe festival includes a 2-acre pumpkin patch, a 2,000-pound kids corn sensory pit, spider web climbing, face painting, balloon art, jumping pillow, meet-and-greet with exotic animals, food and craft vendors, and photo opportunities.- Sept. 28-Oct. 27, times vary-$10-$17 (admission, ages 3 and older)-Indian Springs Ranch, 403 Elm View Way, Manchaca- www.indianspringsranchatx.comMama Mary’s Farm &amp; Pumpkin PatchMama Mary and her team will offer fall-themed activities, such as a pumpkin patch, photo ops, hay and barrel train rides, ziplining, rubber duck races, apple cannon gun shooting, kiddie hay maze, outdoor bowling, crafts, food vendors, and more. A new feature this year includes a 1.4-mile scarecrow maze.- Sept. 28-Nov. 3, 10 a.m.-6 p.m.- $17-$21 (weekends), $10-$12 (weekdays)- Mama Mary’s Farm, 5701 Williamson Road, Creedmore- www.mamamarysfarm.comSweet Eats Fall FestivalThe 15-acre farm will be filled with activities like a 4.5-acre flashlight corn maze, pumpkin patch, petting zoo, wagon and pony rides, pig races, food trucks and more—all included with general admission.- Through Nov. 8, 9 a.m.-8 p.m. (Sundays-Thursdays), 9 a.m.-10 p.m. (Fridays-Saturdays)- $21.49 (admission, online), $33.95 (admission, gate), times vary- 14400 E. Hwy. 29, Georgetown- www.sweeteats.com Community Gardens Pumpkin PatchChildren can choose their pumpkins while enjoying train rides, bounce houses, slides, playscapes and pumpkin painting. While the patch is open daily, the full activities are only available on weekends.- Oct. 5-Nov. 3, 10 a.m.-6 p.m.- $5-15 (admission), free (children 2 and younger)- Community Gardens, 1067 Hwy. 71 W., Bastrop- www.cgbastrop.com ​Evergreen Farms Pumpkin HuntAttendees can take a free wagon ride to the Christmas tree fields, where miniature pumpkins will be hidden—each ticket allows for two pumpkins. Other activities include pumpkin launching, train rides, foam axe-throwing, fishing pond, zip lines, mazes, bounce houses and more.- Oct. 12-27 (Saturdays-Sundays), noon-5 p.m. (Saturdays), 1-5 p.m. (Sundays)- Free (admission, parking), ($3.50, each activity)- Evergreen Farms, 242 Monkey Road, Elgin- www.evergreen-farms.com SoCo Pumpkin PatchBenefitting Water to Thrive, an Austin-based nonprofit that builds wells to provide clean water in rural Africa, Christ Lutheran Church Austin's pumpkin patch will be filled with pumpkins of all shapes in sizes for purchase.- Oct. 14-31, 11 a.m.-dusk (weekdays), 10 a.m.-dusk (Saturdays), noon-dusk (Sundays)- Free (admission)- Christ’s Workshop, 212 E. Monroe St., Austin- www.christaustin.org Emerson Academy Fall FestivalIn its 17th year, the nonprofit child development center will offer activities like a pumpkin patch, carnival games, a cakewalk, inflatable bounce houses, raffles, food and craft vendors, and a DJ. Proceeds will benefit the center’s mission to support children of all abilities with preschool and after-school programs.- Oct. 19, 10 a.m.- 2 p.m.- Free (admission), $15 (activities)- Emerson Academy, 1 Valley View Drive, Round Rock- Instagram: emerson.cdc

Check out these 8 fall festivals and pumpkin patches happening around Austin

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